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- A statistical analysis performed by lenders and financial institutions to access a person's credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit. Investopedia - by Enrique Cavalitto
- Example sentence(s)
- If you have an existing credit card, the issuer is likely to look at your credit score to decide whether to increase your credit line -- or charge you a higher interest rate, according to a credit scoring study by the Consumer Federation of America and the National Credit Reporting Association. - Bankrate, Inc. by Enrique Cavalitto
- Credit scoring uses, where available, information from a bank's own records and may include data received from credit reference agencies. - British Bankers' Association by Enrique Cavalitto
- Credit scoring has been used by some creditors, particularly credit card issuers, for many years as a tool in making credit decisions. Mortgage lenders, however, have only recently begun using credit scoring to decide whether to make a loan and at what price. - Federal Trade Commission by Enrique Cavalitto
Compare [close] - Romanian
- Finance (general)
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- Modalitate de analiză statistică privind capacitatea unei persoane sau a unui agent economic de a-şi îndeplini obligaţiile de plată, de exemplu pentru acordarea unui credit.
Own research - by Cristina Butas
- Example sentence(s)
- „Intermediarii specializaţi în stabilirea punctajului de bonitate joacă un rol important în dezvoltarea unei pieţe eficiente a creditelor de consum, punând la dispoziţie modelele care le permit creditorilor să evalueze eficient bonitatea consumatorului şi capacitatea acestuia de a contracta un nou credit.” - Parlamentul European by Cristina Butas
- „Privite prin situaţiile prezentate mai sus societăţii respective i se acordă un punctaj, stabilind gradul său de bonitate folosit ulterior în diverse cazuri practice, cum ar fi : acordarea de credite, participarea la licitaţii, încheierea de contracte cudiverse firme etc." - Biblioteca ASE by Cristina Butas
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