English to Spanish Bus/Financial Finance (general) Notary Public

Hola!

Estoy traduciendo un contrato entre una financiera y una empresa y aparece este concepto en varios párrafos:

"Subject to suitable confidentiality terms being agreed with all Stakeholders, xxxx will provide to a governing committee to be established under Clause 8.1 of this Agreement (the “Governing Committee”), details of GMAC UK average unit loss over the 2 financial years preceding the commencement of any RV Pool together with % of total qualifying Choices contracts that resulted in losses split between the loss categories namely, VTs, and maturity handbacks in order to provide benchmark data for future RV setting purposes. "

"In order to minimize the risks to xxxx of a stronger Choices RV it is proposed to develop a three way xxxx, participating Retailer, xxxxxx (“the Stakeholders”) ‘increased RV potential loss pool’ (“RV Pool”) that would be used to offset xxxx ‘incremental losses caused through the proposed increase in Choices RVs .arising from customers voluntarily terminating the Choices’ contract pursuant to sections 99 – 100 of the Consumer Credit Act 1974 (“Voluntary Termination/VT”) or on maturity handback by the customer. "

"...in respect of VT and maturity handback losses that occur through the increase in RV’s from GMAC UK’s Base Residual Value (currently forecast maximum of 89%) to GMAC RV pool based residual value (currently forecast maximum of 94%). "

Yo he optado por traducirlo como "devolución al vencimiento", pero no estoy segura...

Gracias!!